← Fix & flip lender comparison
Changelog and corrections
Everything that has changed on the lender comparison since it was published — lenders added and removed, columns dropped, and guidelines that moved on the lenders’ own pages — with the date and the reason. A table that quietly gains and loses lenders is one nobody can audit.
The table currently holds 312 collected figures across 13 lenders, of which 166 are published by the lender and 146 are not. Every figure carries its own source and collection date. The whole set is re-verified quarterly.
What has changed
- ROWS
LendingOne, Anchor Loans and Park Place Finance were withdrawn from display.
Nothing about their published guidelines changed and nothing was deleted. Anchor publishes the joint-lowest credit floor we collected anywhere; Park Place publishes the clearest beginner tier we have read and an exception path down to a 600 score; LendingOne is one of only three lenders in the whole collection that states how its interest accrues. If you are shopping a live deal, all three are worth a call.
- ROWS
Backflip was withdrawn from display.
It is a genuine direct fix-and-flip lender, but it publishes no guidelines on its public site, so its row was twenty cells reading 'not published'. Figures for Backflip circulate widely — a 640 credit floor, an 81 to 93 per cent cost range — and every one traces to a third-party directory or to a competing lender's blog rather than to Backflip.
- COLUMNS
The time-to-close column was removed.
Across the lenders collected it turned out to be six different measurements sharing one label: from application, from final approval, to issuing loan documents rather than to funding, after every third-party deliverable is already in, and from receipt of the appraisal. Lined up in a column those numbers rank a lender fastest on a measurement nobody else is using. Every figure is still collected and appears in each lender's full record with a note saying what it counts from.
- ROWS
Nine lenders were added: Private Money Lenders, OfferMarket, Lantzman Lending, AccoLend, ZINC Financial, Brookview Financial, We Lend, GoKapital and Backflip.
A collection pass over direct fix-and-flip lenders. Visio Lending and Pineyro Capital Group were collected in the same pass and are retained without being displayed — Visio publishes no fix-and-flip product at all, and Pineyro is a mortgage brokerage rather than a lender, so neither has guidelines this page can compare.
- LENDER CHANGEKiavi
Kiavi is now part of Figure. Its DSCR and rental loans are originated by Figure Lending LLC with effect from 1 September 2026, and bridge origination — the fix-and-flip product — now splits between entities by state: Arizona, Idaho, Nevada, Oregon and South Dakota by Figure Lending, the remainder by Kiavi Funding.
Recorded because it changes who the borrower's counterparty is, which no comparison page surfaces. Kiavi's row is the one most likely to move next and is on watch for the next pass.
- ROWS
The table opened with eight direct-to-borrower lenders.
Twelve were collected. Roc Capital, RCN Capital, Temple View Capital and Rehab Financial Group are wholly or partly broker-channel, meaning a borrower cannot apply directly, so they were retained without being displayed. Their guidelines are still cited where they explain something the displayed lenders do not.
Corrections
Every figure on the table opens a panel carrying the source, the date it was read and a link marked this looks wrong — tell us. Anything reported through it lands here: the date, what was reported, and what we did about it — including the times we looked and concluded the figure was right. A lender telling us a number has moved is the most useful mail this page can get.
No corrections have been reported yet. This section is published empty on purpose. A corrections policy with no log is a promise; a log is a record, and it only becomes worth anything if it is here before there is something to put in it.
How the figures are kept current
Primary sources only — each lender’s own site, product pages, FAQs and published one-sheets. Never a review site, a directory or a roundup. Every value carries the URL it came from, the date it was read, and a link to the Internet Archive’s nearest capture to that date, so a figure can be checked against the page as it stood rather than only against the page as it is now.
Where a lender does not publish something, the cell says so. The whole set is re-verified quarterly; four of the first twelve lenders changed something during the original collection window alone, which is a fair measure of what a six-month-old comparison is worth.